AI-powered transaction monitoring that explains why alerts matter — not just that they fired.
DetectIQ is Insight360's core transaction monitoring engine, combining a flexible rule engine with AI-powered analysis to identify suspicious financial activity in real-time. Six detection rule types — amount thresholds, velocity checks, rapid channel switching, risk combinations, merchant behavior, and pattern detection — catch everything from structuring to account takeover. AI Cortex summarizes every alert in plain English, explains why it matters, and intelligent routing ensures the right alert reaches the right analyst instantly.
Transactions are received via API and evaluated against all active detection rules in real-time.
AI Cortex generates a natural language summary and "Why this happened" explainability for every triggered alert.
Alerts are automatically assigned to the right analyst based on expertise, existing investigations, and workload.
Analysts review the alert detail view with transaction timeline and Customer360 profile. Close as false positive or escalate to case/SAR.
Amount & Velocity Thresholds — detect structuring and rapid frequency
Behavioral Monitoring — channel switching and high-risk merchant categories
Risk Combination Rules — triggers on complex multi-factor risk overlays
Pattern Detection — identifies rapid fund flows and round amounts
AI Alert Summarization — converts complex data into plain English narratives
Explainability Engine — "Why this happened" breakdowns for every alert
Natural Language Search — probe and investigate alerts using plain English
Intelligent Routing — round-robin and expertise-based automated assignment
Lifecycle Tracking — complete audit trail from detection to final resolution
Amount thresholds, velocity, channel switching, risk combinations, merchant behavior, and pattern detection.
Every alert includes a plain-English summary and "Why this happened" breakdown — analysts understand context instantly.
Round-robin distribution, direct assignment, and multi-level fallback ensure the right person sees every alert.
Sub-second latency from transaction ingestion to alert generation. High-volume ready with optimized temporal indexing.
Schedule a personalized demonstration of DetectIQ to see how it can modernize your institution's compliance workflow.